Melissa Smallwood

Not sure what financial paperwork to keep or toss? Here's a simple, practical guide to what to hold onto, what you can shred, and for how long.

If credit card debt is keeping you up at night, a 0% balance transfer card might help, but it's not a fix on its own. Here's how they work and what to check before you apply.

Bringing on your first employee is a real milestone, and it comes with real responsibilities. Here's the 8-step checklist to get your business set up right before that first paycheck goes out.