Meet Melissa Smallwood
Founder & President, SIM Financial Services. I started SIM Financial in 2015 as a tax preparation practice. Today we're a full back-office partner for small businesses in Litchfield Park, the West Valley and across the U.S.
Bookkeeping & Reconciliations
Office Manager Support
Sales, Use & TPT Taxes
IOLTA Trust Account Reconciliations
Accounts Payable & Receivable
Construction Billing & Lien Waivers
Year-End & Financial Review
Insurance Audits & COI Tracking
My Story
Where I started
My accounting career began in construction. I worked my way up from Accounting Assistant to Project Accountant and later Controller, managing corporate accounting and learning firsthand how financial systems hold a business together. That background is why we still handle AIA billing, Textura and construction accounting, which many small firms don't offer.
Education
Bachelor's in Management, minor in Accounting, Ottawa University. Master of Accounting (MAcc) and PhD in Statistics, Florida International University
Why relationships matter
After nearly a decade in corporate accounting, I moved into the nonprofit sector as Director of Community Partnerships for Rebuilding Together Broward County. That work strengthened something central to how I practice today: financial expertise matters, but so do communication and understanding the people behind the numbers.
How we work
I believe business owners should understand what their numbers are telling them. Beyond keeping accurate books, we help clients answer the questions that matter: Am I actually profitable? Can I afford to hire? Am I setting enough aside for taxes? Is my business structured the way it should be?
Credentials and memberships
QuickBooks Online & Desktop ProAdvisor. Better Business Bureau Accredited Business. Go Local Arizona member. Women-owned business.
What clients say
"In 20 years of operation, we have used other firms with similar backgrounds, but none compared to the expertise of Ms. Smallwood's firm." - Axis Mechanical, LLC.